Why do people not want to buy disability insurance? - buy disability insurance
There is a 1 in 7 chance that people with disabilities between the ages of 25 and 65 years. , and virtually no chance they will die, but many people have life insurance. and still less that there is a fire, but the people insure themselves against it. (www.stretcher.com)
Saturday, January 23, 2010
Buy Disability Insurance Why Do People Not Want To Buy Disability Insurance?
Subscribe to:
Post Comments (Atom)
4 comments:
It is good for most people known. Disability insurance is a bit more. At the time, people pay for health supplements and accessories for motor vehicles and accessories that are a little insurance. The logic is not always in life.
Because it is expensive, confusing, and has a bad reputation.
1) It is expensive because it is more likely to be disabled after her death. DI insurance is expensive, term life is cheap.
2) It is confusing, because death is simple. The disability is unclear - was recognized as disabled, the handicapped, as you must be to get as much money, may be partially disabled, etc. .. Death is not controversial - or you're dead or not dead. The hindrance is questionable. Fixed times of the delay, the maximum payment deadlines, blah, blah, blah. Everyone understands the life of the long term.
3) has a bad reputation because most insurance companies do not pay debts DI, if you sue. They assume that all claims are fraudulent ID. This is understandable, since many claims are fraudulent DI really.
-> Adam
The simple fact is that "not going to happen." That's what most people think, and therefore insurance is usually required, until an accident occurred. This is frequent when it comes to reporting, that people do not understand how disability insurance.
Everything depends on education and helping people understand what is really safe and that to do so.
Good question!
The agents do not understand completely the need for or the product enough to speak, as they should. So, if you save, you could get the initial marketing it with him, and we all know that the contact is with the first sale is usually unsuccessful.
Post a Comment